Natural Disaster Risk in Kern County
California
6.8out of 10
Risk Summary for Kern County
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Extreme Heat Wildfire Earthquake
All 18 Hazard Scores
Wildfire 10.0
Extreme Heat 10.0
Earthquake 9.9
Landslide 9.9
Volcanic Activity 9.7
Drought 9.5
Avalanche 9.0
Lightning 8.7
Winter Weather 8.4
Hail 7.2
Tsunami 5.4
Strong Wind 5.3
Coastal Flooding 4.9
Tornado 3.0
Hurricane 2.4
Cold Wave 1.6
Ice Storm 1.3
Riverine Flooding 1.0
How it compares
Kern County 6.8
California avg. 5.9
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Kern County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.