🌍 ClimateRiskCheck

Natural Disaster Risk in Lathrop

California

6.4out of 10
High Risk

Risk Summary for Lathrop

Lathrop scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Earthquake Extreme Heat

All 18 Hazard Scores

Drought
10.0
Earthquake
9.9
Extreme Heat
9.8
Volcanic Activity
9.8
Lightning
9.4
Wildfire
9.3
Avalanche
8.1
Landslide
6.7
Hail
6.0
Tornado
5.5
Tsunami
5.4
Winter Weather
5.0
Coastal Flooding
4.9
Strong Wind
4.6
Hurricane
2.4
Ice Storm
1.3
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

Lathrop
6.4
California avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lathrop, California

Located in the western mountain region near the Pacific Coast in San Joaquin County, Lathrop is a city of approximately 35,395 residents. The Mediterranean climate that characterizes this part of California β€” marked by dry summers and mild, wet winters with pronounced drought cycles β€” directly influences the types and severity of natural hazards present, making Lathrop a community where hazard awareness has real practical value.

FEMA rates Lathrop's composite natural disaster risk at 6.4 out of 10 β€” high risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for earthquake and heat risk in their preparedness planning.

Relative to other U.S. communities, Lathrop's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.9/10 state average. The hazard distribution here is led by drought and earthquake, as measured by FEMA across San Joaquin County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Lathrop's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Lathrop: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Lathrop

These city-level factors differentiate Lathrop from other communities in San Joaquin County and provide geographic context for its hazard exposure.

Population

35,395

Suburban

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Moderate Continental

Latitude 37.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.3/10

Coordinates

37.8117Β° N, 121.3133Β° W

San Joaquin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lathrop

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lathrop

Other cities in California

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.