Natural Disaster Risk in Loma Linda
California
Risk Summary for Loma Linda
Loma Linda scores 7.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Earthquake.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Loma Linda, California
Located in the southwestern United States with Pacific Coast influence in San Bernardino County, Loma Linda is a city of approximately 22,051 residents. The Mediterranean climate that characterizes this part of California — marked by dry summers and mild, wet winters with pronounced drought cycles — directly influences the types and severity of natural hazards present, making Loma Linda a community where hazard awareness has real practical value.
Loma Linda's overall natural disaster risk is rated 7.2/10 (High) by FEMA's National Risk Index. Earthquake risk stands out in the local hazard profile, driven by proximity to fault systems with a history of significant ground movement. Secondary hazards include landslide and wildfire.
Relative to other U.S. communities, Loma Linda's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.9/10 state average. The hazard distribution here is led by earthquake and landslide, as measured by FEMA across San Bernardino County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Loma Linda's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Loma Linda: Earthquake preparedness
- Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
- Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
- Standard homeowners insurance excludes earthquake damage — a separate earthquake policy or endorsement is needed.
Local Factors for Loma Linda
These city-level factors differentiate Loma Linda from other communities in San Bernardino County and provide geographic context for its hazard exposure.
Population
22,051
SuburbanGeographic Zone
Pacific Coast
Tsunami, coastal flood & wildfire risk
Climate Band
Mild Temperate
Latitude 34.0°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High — long dry fire season
Fire score: 10.0/10
Coordinates
34.0493° N, 117.2512° W
San Bernardino County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Loma Linda
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Loma Linda
Other cities in California
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.