🌍 ClimateRiskCheck

Natural Disaster Risk in Lone Pine

California

5.2out of 10
Moderate Risk

Risk Summary for Lone Pine

Lone Pine scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Extreme Heat Volcanic Activity

All 18 Hazard Scores

Avalanche
9.9
Extreme Heat
9.8
Volcanic Activity
9.7
Earthquake
9.5
Wildfire
8.6
Landslide
8.5
Winter Weather
5.6
Tsunami
5.4
Coastal Flooding
4.9
Lightning
4.2
Drought
3.3
Hurricane
2.4
Tornado
1.5
Strong Wind
1.4
Hail
1.4
Cold Wave
1.4
Ice Storm
1.3
Riverine Flooding
1.0

How it compares

Lone Pine
5.2
California avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lone Pine, California

Lone Pine, in Inyo County, is a small community of about 1,470 situated in the western mountain region near the Pacific Coast. Its Mediterranean climate brings dry summers and mild, wet winters with pronounced drought cycles, and in particular a critical fire season from late summer through fall. These conditions collectively define the natural hazard environment that Lone Pine residents and property owners must navigate.

Lone Pine's overall natural disaster risk is rated 5.2/10 (Moderate) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include heat and volcano.

Within California, Lone Pine's risk is, slightly below the 5.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Inyo County identifies avalanche as the foremost hazard, followed by heat and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Lone Pine's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Lone Pine: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Lone Pine

These city-level factors differentiate Lone Pine from other communities in Inyo County and provide geographic context for its hazard exposure.

Population

1,470

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Mild Temperate

Latitude 36.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.6/10

Coordinates

36.6046Β° N, 118.0272Β° W

Inyo County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lone Pine

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lone Pine

Other cities in California

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.