🌍 ClimateRiskCheck

Natural Disaster Risk in Mariposa County

California

5.9out of 10
Moderate Risk

Risk Summary for Mariposa County

Mariposa County scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Extreme Heat Wildfire

All 18 Hazard Scores

Landslide
10.0
Wildfire
9.9
Extreme Heat
9.9
Volcanic Activity
9.6
Avalanche
8.9
Winter Weather
8.0
Drought
7.9
Lightning
7.3
Earthquake
7.2
Tsunami
5.4
Coastal Flooding
4.9
Hurricane
2.4
Strong Wind
2.2
Tornado
1.8
Hail
1.8
Ice Storm
1.3
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

Mariposa County
5.9
California avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mariposa County, California

Situated in the United States, Mariposa County in California experiences a Mediterranean climate marked by dry summers and mild, wet winters with pronounced drought cycles. A critical fire season from late summer through fall is a defining feature of the regional hazard profile that affects residents and property owners countywide.

FEMA rates Mariposa County's composite natural disaster risk at 5.9 out of 10 β€” moderate risk. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. Residents should also account for heat and wildfire risk in their preparedness planning.

Relative to other U.S. communities, Mariposa County's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.9/10 state average. The hazard distribution here is led by landslide and heat, as measured by FEMA across Mariposa County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Mariposa County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Mariposa County: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Cities in Mariposa County

ZIP codes in Mariposa County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.