🌍 ClimateRiskCheck

Natural Disaster Risk in Maxwell

California

5.0out of 10
Moderate Risk

Risk Summary for Maxwell

Maxwell scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Volcanic Activity Earthquake

All 18 Hazard Scores

Drought
10.0
Volcanic Activity
9.5
Earthquake
9.2
Wildfire
9.0
Avalanche
8.3
Landslide
7.4
Extreme Heat
7.0
Tsunami
5.4
Coastal Flooding
4.9
Lightning
2.7
Hurricane
2.4
Tornado
2.1
Hail
1.8
Strong Wind
1.6
Winter Weather
1.4
Ice Storm
1.3
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

Maxwell
5.0
California avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Maxwell, California

Maxwell, in Colusa County, is a small community of about 1,405 situated in the western mountain region near the Pacific Coast. Its Mediterranean climate brings dry summers and mild, wet winters with pronounced drought cycles, and in particular a critical fire season from late summer through fall. These conditions collectively define the natural hazard environment that Maxwell residents and property owners must navigate.

According to FEMA's National Risk Index, Maxwell carries an overall risk score of 5.0/10, placing it in the moderate category. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. The area also faces notable exposure to volcano and earthquake.

Within California, Maxwell's risk is, slightly below the 5.9/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Colusa County identifies drought as the foremost hazard, followed by volcano and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Maxwell residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Maxwell: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Maxwell

These city-level factors differentiate Maxwell from other communities in Colusa County and provide geographic context for its hazard exposure.

Population

1,405

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Moderate Continental

Latitude 39.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.0/10

Coordinates

39.2966Β° N, 122.2045Β° W

Colusa County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Maxwell

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Maxwell

Other cities in California

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.