🌍 ClimateRiskCheck

Natural Disaster Risk in Pollock Pines

California

6.1out of 10
High Risk

Risk Summary for Pollock Pines

Pollock Pines scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Avalanche Landslide

All 18 Hazard Scores

Wildfire
10.0
Landslide
9.7
Volcanic Activity
9.7
Avalanche
9.7
Earthquake
9.3
Winter Weather
8.7
Drought
8.0
Lightning
7.3
Extreme Heat
7.2
Tsunami
5.4
Coastal Flooding
4.9
Strong Wind
2.9
Hail
2.9
Tornado
2.4
Hurricane
2.4
Ice Storm
1.3
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

Pollock Pines
6.1
California avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Pollock Pines, California

Located in the western mountain region near the Pacific Coast in El Dorado County, Pollock Pines is a town of roughly 8,450 residents. The Mediterranean climate that characterizes this part of California β€” marked by dry summers and mild, wet winters with pronounced drought cycles β€” directly influences the types and severity of natural hazards present, making Pollock Pines a community where hazard awareness has real practical value.

FEMA rates Pollock Pines's composite natural disaster risk at 6.1 out of 10 β€” high risk. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. Residents should also account for avalanche and landslide risk in their preparedness planning.

Relative to other U.S. communities, Pollock Pines's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.9/10 state average. The hazard distribution here is led by wildfire and avalanche, as measured by FEMA across El Dorado County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Pollock Pines's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Pollock Pines: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Local Factors for Pollock Pines

These city-level factors differentiate Pollock Pines from other communities in El Dorado County and provide geographic context for its hazard exposure.

Population

8,450

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Moderate Continental

Latitude 38.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 10.0/10

Coordinates

38.7542Β° N, 120.4199Β° W

El Dorado County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Pollock Pines

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Pollock Pines

Other cities in California

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.