Natural Disaster Risk in San Diego County
California
7.4out of 10
Risk Summary for San Diego County
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Earthquake Landslide Wildfire
All 18 Hazard Scores
Wildfire 10.0
Earthquake 10.0
Landslide 10.0
Extreme Heat 9.9
Tsunami 9.9
Coastal Flooding 9.6
Volcanic Activity 9.4
Avalanche 8.7
Lightning 8.3
Hail 8.0
Tornado 6.9
Drought 6.4
Strong Wind 5.8
Winter Weather 5.5
Hurricane 3.9
Cold Wave 1.5
Ice Storm 1.3
Riverine Flooding 1.0
How it compares
San Diego County 7.4
California avg. 5.9
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in San Diego County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.