Natural Disaster Risk in San Francisco County
California
5.5out of 10
Risk Summary for San Francisco County
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Earthquake Landslide Tsunami
All 18 Hazard Scores
Earthquake 10.0
Landslide 9.9
Tsunami 9.9
Extreme Heat 9.5
Coastal Flooding 9.5
Volcanic Activity 9.4
Drought 7.3
Avalanche 4.5
Tornado 4.3
Lightning 3.9
Wildfire 3.8
Hail 2.8
Hurricane 2.4
Strong Wind 2.1
Winter Weather 1.4
Ice Storm 1.3
Cold Wave 1.2
Riverine Flooding 1.0
How it compares
San Francisco County 5.5
California avg. 5.9
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in San Francisco County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.