🌍 ClimateRiskCheck

Natural Disaster Risk in Smartsville

California

5.3out of 10
Moderate Risk

Risk Summary for Smartsville

Smartsville scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Wildfire Volcanic Activity

All 18 Hazard Scores

Drought
9.9
Wildfire
9.7
Volcanic Activity
9.6
Earthquake
9.1
Landslide
9.0
Avalanche
8.5
Extreme Heat
6.0
Tsunami
5.4
Coastal Flooding
4.9
Lightning
4.8
Tornado
2.6
Hurricane
2.4
Winter Weather
2.1
Hail
1.9
Strong Wind
1.6
Ice Storm
1.3
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

Smartsville
5.3
California avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Smartsville, California

Smartsville is a small community of about 1,780 in Yuba County, in the western mountain region near the Pacific Coast. The area experiences dry summers and mild, wet winters with pronounced drought cycles, with a critical fire season from late summer through fall shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Smartsville.

According to FEMA's National Risk Index, Smartsville carries an overall risk score of 5.3/10, placing it in the moderate category. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. The area also faces notable exposure to wildfire and volcano.

Smartsville's risk score, slightly below the 5.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Yuba County, the highest-scoring are drought, wildfire, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Smartsville residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Smartsville: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Local Factors for Smartsville

These city-level factors differentiate Smartsville from other communities in Yuba County and provide geographic context for its hazard exposure.

Population

1,780

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Moderate Continental

Latitude 39.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.7/10

Coordinates

39.1797Β° N, 121.2901Β° W

Yuba County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Smartsville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Smartsville

Other cities in California

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.