🌍 ClimateRiskCheck

Natural Disaster Risk in Volcano

California

5.8out of 10
Moderate Risk

Risk Summary for Volcano

Volcano scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Avalanche Wildfire

All 18 Hazard Scores

Drought
9.9
Wildfire
9.8
Avalanche
9.8
Landslide
9.5
Volcanic Activity
9.5
Winter Weather
8.8
Extreme Heat
8.0
Earthquake
6.9
Lightning
5.9
Tsunami
5.4
Coastal Flooding
4.9
Hurricane
2.4
Hail
1.9
Tornado
1.8
Strong Wind
1.7
Ice Storm
1.3
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

Volcano
5.8
California avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Volcano, California

Located in the western mountain region near the Pacific Coast in Amador County, Volcano is a small community of about 1,429. The Mediterranean climate that characterizes this part of California β€” marked by dry summers and mild, wet winters with pronounced drought cycles β€” directly influences the types and severity of natural hazards present, making Volcano a community where hazard awareness has real practical value.

Volcano's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. Secondary hazards include avalanche and wildfire.

Relative to other U.S. communities, Volcano's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.9/10 state average. The hazard distribution here is led by drought and avalanche, as measured by FEMA across Amador County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Volcano residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Volcano: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Volcano

These city-level factors differentiate Volcano from other communities in Amador County and provide geographic context for its hazard exposure.

Population

1,429

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Moderate Continental

Latitude 38.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.8/10

Coordinates

38.4709Β° N, 120.6157Β° W

Amador County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Volcano

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Volcano

Other cities in California

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.