🌍 ClimateRiskCheck

Natural Disaster Risk in Wallace

California

6.0out of 10
High Risk

Risk Summary for Wallace

Wallace scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Drought Landslide

All 18 Hazard Scores

Wildfire
10.0
Drought
9.8
Landslide
9.7
Volcanic Activity
9.7
Winter Weather
9.3
Avalanche
8.8
Extreme Heat
8.6
Earthquake
8.0
Lightning
6.2
Tsunami
5.4
Coastal Flooding
4.9
Hurricane
2.4
Strong Wind
2.1
Tornado
1.9
Hail
1.9
Ice Storm
1.3
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

Wallace
6.0
California avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Wallace, California

Wallace is a small unincorporated community in Calaveras County, in the western mountain region near the Pacific Coast. The area experiences dry summers and mild, wet winters with pronounced drought cycles, with a critical fire season from late summer through fall shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Wallace.

FEMA rates Wallace's composite natural disaster risk at 6.0 out of 10 β€” high risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for drought and landslide risk in their preparedness planning.

Wallace's risk score, near the 5.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Calaveras County, the highest-scoring are wildfire, drought, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Wallace residents benefit from taking preparedness seriously. Reviewing insurance coverage for wildfire and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Wallace: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Local Factors for Wallace

These city-level factors differentiate Wallace from other communities in Calaveras County and provide geographic context for its hazard exposure.

Population

313

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Moderate Continental

Latitude 38.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 10.0/10

Coordinates

38.2032Β° N, 120.9586Β° W

Calaveras County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Wallace

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Wallace

Other cities in California

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.