🌍 ClimateRiskCheck

Natural Disaster Risk in Westmorland

California

5.1out of 10
Moderate Risk

Risk Summary for Westmorland

Westmorland scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Volcanic Activity Extreme Heat

All 18 Hazard Scores

Earthquake
9.9
Volcanic Activity
9.9
Extreme Heat
9.5
Wildfire
7.9
Drought
7.3
Strong Wind
6.0
Tsunami
5.4
Landslide
4.9
Coastal Flooding
4.9
Hurricane
4.8
Avalanche
4.5
Hail
3.0
Lightning
2.6
Tornado
2.2
Winter Weather
1.4
Ice Storm
1.3
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

Westmorland
5.1
California avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Westmorland, California

Westmorland, in Imperial County, is a small community of about 2,082 situated in the arid interior West. Its Mediterranean climate brings dry summers and mild, wet winters with pronounced drought cycles, and in particular a critical fire season from late summer through fall. These conditions collectively define the natural hazard environment that Westmorland residents and property owners must navigate.

According to FEMA's National Risk Index, Westmorland carries an overall risk score of 5.1/10, placing it in the moderate category. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. The area also faces notable exposure to volcano and heat.

Within California, Westmorland's risk is, slightly below the 5.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Imperial County identifies earthquake as the foremost hazard, followed by volcano and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Westmorland residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for earthquake is recommended.

What this means for Westmorland: Earthquake preparedness

  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.
  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.

Local Factors for Westmorland

These city-level factors differentiate Westmorland from other communities in Imperial County and provide geographic context for its hazard exposure.

Population

2,082

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Mild Temperate

Latitude 33.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 7.9/10

Coordinates

33.0503Β° N, 115.6126Β° W

Imperial County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Westmorland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Westmorland

Other cities in California

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.