🌍 ClimateRiskCheck

Natural Disaster Risk in Zamora

California

5.4out of 10
Moderate Risk

Risk Summary for Zamora

Zamora scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Earthquake Volcanic Activity

All 18 Hazard Scores

Drought
10.0
Earthquake
9.8
Volcanic Activity
9.7
Wildfire
8.9
Landslide
8.8
Avalanche
8.2
Extreme Heat
8.1
Tsunami
5.4
Lightning
5.1
Coastal Flooding
4.9
Tornado
3.2
Hurricane
2.4
Hail
2.2
Strong Wind
2.0
Winter Weather
1.4
Ice Storm
1.3
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

Zamora
5.4
California avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Zamora, California

Zamora is a small unincorporated community in Yolo County, in the western mountain region near the Pacific Coast. The area experiences dry summers and mild, wet winters with pronounced drought cycles, with a critical fire season from late summer through fall shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Zamora.

According to FEMA's National Risk Index, Zamora carries an overall risk score of 5.4/10, placing it in the moderate category. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. The area also faces notable exposure to earthquake and volcano.

Zamora's risk score, slightly below the 5.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Yolo County, the highest-scoring are drought, earthquake, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Zamora residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Zamora: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Local Factors for Zamora

These city-level factors differentiate Zamora from other communities in Yolo County and provide geographic context for its hazard exposure.

Population

217

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Moderate Continental

Latitude 38.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.9/10

Coordinates

38.8187Β° N, 121.9101Β° W

Yolo County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Zamora

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Zamora

Other cities in California

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.