🌍 ClimateRiskCheck

Natural Disaster Risk in Broomfield

Colorado

5.7out of 10
Moderate Risk

Risk Summary for Broomfield

Broomfield scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Hail Lightning

All 18 Hazard Scores

Volcanic Activity
9.6
Hail
9.2
Lightning
8.8
Winter Weather
7.8
Wildfire
7.6
Tornado
6.7
Strong Wind
6.2
Cold Wave
5.7
Earthquake
5.4
Tsunami
5.4
Ice Storm
5.1
Coastal Flooding
4.9
Avalanche
4.5
Extreme Heat
4.0
Drought
2.6
Hurricane
2.4
Landslide
1.8
Riverine Flooding
1.0

How it compares

Broomfield
5.7
Colorado avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Broomfield, Colorado

Located in the Great Plains in Broomfield County, Broomfield is a city of 54,201 residents. The semi-arid continental climate that characterizes this part of Colorado β€” marked by dry air, significant mountain snowfall, and rapid weather changes β€” directly influences the types and severity of natural hazards present, making Broomfield a community where hazard awareness has real practical value.

Broomfield's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. Volcanic hazard exposure defines the local risk environment, driven by proximity to one of the most active volcanic systems in the United States. Secondary hazards include hail and lightning.

Relative to other U.S. communities, Broomfield's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.2/10 state average. The hazard distribution here is led by volcano and hail, as measured by FEMA across Broomfield County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Broomfield residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for volcano is recommended.

What this means for Broomfield: Volcanic Activity preparedness

  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.
  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.

Local Factors for Broomfield

These city-level factors differentiate Broomfield from other communities in Broomfield County and provide geographic context for its hazard exposure.

Population

54,201

Urban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 7.6/10

Coordinates

39.9312Β° N, 105.0741Β° W

Broomfield County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Broomfield

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Broomfield

Other cities in Colorado

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.