Natural Disaster Risk in El Paso County
Colorado
7.7out of 10
Risk Summary for El Paso County
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Winter Weather Hail Lightning
All 18 Hazard Scores
Winter Weather 10.0
Wildfire 9.9
Hail 9.9
Lightning 9.9
Volcanic Activity 9.8
Tornado 9.7
Avalanche 9.6
Strong Wind 9.1
Extreme Heat 8.1
Earthquake 7.8
Cold Wave 7.8
Ice Storm 7.0
Tsunami 5.4
Drought 5.1
Landslide 5.0
Coastal Flooding 4.9
Hurricane 2.4
Riverine Flooding 1.0
How it compares
El Paso County 7.7
Colorado avg. 5.2
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in El Paso County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.