🌍 ClimateRiskCheck

Natural Disaster Risk in Central Village

Connecticut

5.0out of 10
Moderate Risk

Risk Summary for Central Village

Central Village scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Ice Storm Landslide

All 18 Hazard Scores

Hurricane
9.1
Ice Storm
7.8
Landslide
6.7
Earthquake
6.6
Extreme Heat
5.6
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
5.0
Coastal Flooding
4.9
Lightning
4.8
Avalanche
4.5
Tornado
3.7
Drought
3.6
Cold Wave
3.6
Wildfire
3.2
Strong Wind
2.5
Hail
2.3
Riverine Flooding
1.0

How it compares

Central Village
5.0
Connecticut avg.
6.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Central Village, Connecticut

Located along the northeastern Atlantic Seaboard in Northeastern Connecticut County, Central Village is a small community of about 1,015. The humid continental climate that characterizes this part of Connecticut β€” marked by cold winters, warm summers, and four well-defined seasons β€” directly influences the types and severity of natural hazards present, making Central Village a community where hazard awareness has real practical value.

Central Village's overall natural disaster risk is rated 5.0/10 (Moderate) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include ice storm and landslide.

Relative to other U.S. communities, Central Village's natural disaster risk is near the U.S. national average of 4.5/10, considerably below the 6.8/10 state average. The hazard distribution here is led by hurricane and ice storm, as measured by FEMA across Northeastern Connecticut County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Central Village's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Central Village: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Central Village

These city-level factors differentiate Central Village from other communities in Northeastern Connecticut County and provide geographic context for its hazard exposure.

Population

1,015

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 41.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.2/10

Coordinates

41.7285Β° N, 71.9101Β° W

Northeastern Connecticut County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Central Village

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Central Village

Other cities in Connecticut

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.