Natural Disaster Risk in Hadlyme
Connecticut
Risk Summary for Hadlyme
Hadlyme scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Hadlyme, Connecticut
Located along the northeastern Atlantic Seaboard in Lower Connecticut River Valley County, Hadlyme is a small unincorporated community. The humid continental climate that characterizes this part of Connecticut β marked by cold winters, warm summers, and four well-defined seasons β directly influences the types and severity of natural hazards present, making Hadlyme a community where hazard awareness has real practical value.
Hadlyme's overall natural disaster risk is rated 6.0/10 (High) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include hurricane and earthquake.
Relative to other U.S. communities, Hadlyme's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.8/10 state average. The hazard distribution here is led by coastal flood and hurricane, as measured by FEMA across Lower Connecticut River Valley County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a high natural disaster risk rating, Hadlyme residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.
What this means for Hadlyme: Coastal Flooding preparedness
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
Local Factors for Hadlyme
These city-level factors differentiate Hadlyme from other communities in Lower Connecticut River Valley County and provide geographic context for its hazard exposure.
Population
65
RuralGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Moderate Continental
Latitude 41.4Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 5.1/10
Coordinates
41.4157Β° N, 72.3996Β° W
Lower Connecticut River Valley County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Hadlyme
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Hadlyme
Other cities in Connecticut
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.