Natural Disaster Risk in New London
Connecticut
Risk Summary for New London
New London scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: New London, Connecticut
Located along the northeastern Atlantic Seaboard in Southeastern Connecticut County, New London is a city of approximately 27,703 residents. The humid continental climate that characterizes this part of Connecticut — marked by cold winters, warm summers, and four well-defined seasons — directly influences the types and severity of natural hazards present, making New London a community where hazard awareness has real practical value.
New London's overall natural disaster risk is rated 6.7/10 (High) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include hurricane and earthquake.
Relative to other U.S. communities, New London's natural disaster risk is well above the U.S. national average of 4.5/10, near the 6.8/10 state average. The hazard distribution here is led by coastal flood and hurricane, as measured by FEMA across Southeastern Connecticut County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
New London's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for New London: Coastal Flooding preparedness
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
Local Factors for New London
These city-level factors differentiate New London from other communities in Southeastern Connecticut County and provide geographic context for its hazard exposure.
Population
27,703
SuburbanGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Moderate Continental
Latitude 41.4°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower — moist climate limits wildfire frequency
Fire score: 4.7/10
Coordinates
41.3503° N, 72.1022° W
Southeastern Connecticut County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for New London
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in New London
Other cities in Connecticut
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.