🌍 ClimateRiskCheck

Natural Disaster Risk in Bethel

Delaware

7.9out of 10
High Risk

Risk Summary for Bethel

Bethel scores 7.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Cold Wave Hurricane

All 18 Hazard Scores

Coastal Flooding
10.0
Hurricane
9.8
Cold Wave
9.8
Winter Weather
9.7
Extreme Heat
9.1
Drought
8.8
Wildfire
8.7
Strong Wind
8.7
Lightning
8.5
Ice Storm
8.5
Earthquake
8.4
Tornado
6.8
Hail
6.5
Landslide
5.7
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Bethel
7.9
Delaware avg.
7.7
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bethel, Delaware

Bethel, in Sussex County, is a small unincorporated community situated along the mid-Atlantic coast. Its humid subtropical climate brings moderately hot summers and mild winters with coastal storm exposure, and in particular nor'easter and tropical storm threats. These conditions collectively define the natural hazard environment that Bethel residents and property owners must navigate.

Bethel's overall natural disaster risk is rated 7.9/10 (High) by FEMA's National Risk Index. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Secondary hazards include cold wave and hurricane.

Within Delaware, Bethel's risk is, near the 7.7/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Sussex County identifies coastal flood as the foremost hazard, followed by cold wave and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Bethel residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Bethel: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Bethel

These city-level factors differentiate Bethel from other communities in Sussex County and provide geographic context for its hazard exposure.

Population

375

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 38.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.7/10

Coordinates

38.5693Β° N, 75.6103Β° W

Sussex County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Bethel

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Bethel

Other cities in Delaware

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.