Natural Disaster Risk in Delaware City
Delaware
Risk Summary for Delaware City
Delaware City scores 7.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Delaware City, Delaware
Located along the mid-Atlantic coast in New Castle County, Delaware City is a small community of about 2,038. The humid subtropical climate that characterizes this part of Delaware β marked by moderately hot summers and mild winters with coastal storm exposure β directly influences the types and severity of natural hazards present, making Delaware City a community where hazard awareness has real practical value.
FEMA rates Delaware City's composite natural disaster risk at 7.9 out of 10 β high risk. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. Residents should also account for coastal flood and heat risk in their preparedness planning.
Relative to other U.S. communities, Delaware City's natural disaster risk is well above the U.S. national average of 4.5/10, near the 7.7/10 state average. The hazard distribution here is led by winter and coastal flood, as measured by FEMA across New Castle County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Delaware City's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Delaware City: Winter Weather preparedness
- Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
- Clear roof snow loads when heavy to prevent structural strain and ice dams.
- Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
Local Factors for Delaware City
These city-level factors differentiate Delaware City from other communities in New Castle County and provide geographic context for its hazard exposure.
Population
2,038
Small TownGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Moderate Continental
Latitude 39.6Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 6.5/10
Coordinates
39.5715Β° N, 75.5905Β° W
New Castle County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Delaware City
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Delaware City
Other cities in Delaware
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.