Natural Disaster Risk in Frederica
Delaware
Risk Summary for Frederica
Frederica scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Frederica, Delaware
Frederica is a town of roughly 5,603 residents in Kent County, along the mid-Atlantic coast. The area experiences moderately hot summers and mild winters with coastal storm exposure, with nor'easter and tropical storm threats shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Frederica.
FEMA rates Frederica's composite natural disaster risk at 7.3 out of 10 β high risk. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Residents should also account for cold wave and hurricane risk in their preparedness planning.
Frederica's risk score, slightly below the 7.7/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Kent County, the highest-scoring are coastal flood, cold wave, and hurricane. These scores reflect county-level data and represent the baseline risk that all communities in the county share.
Frederica's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Frederica: Coastal Flooding preparedness
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
Local Factors for Frederica
These city-level factors differentiate Frederica from other communities in Kent County and provide geographic context for its hazard exposure.
Population
5,603
Small TownGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Moderate Continental
Latitude 39.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 6.9/10
Coordinates
39.0322Β° N, 75.4530Β° W
Kent County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Frederica
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Frederica
Other cities in Delaware
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.