🌍 ClimateRiskCheck

Natural Disaster Risk in Apopka

Florida

7.0out of 10
High Risk

Risk Summary for Apopka

Apopka scores 7.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Strong Wind Cold Wave

All 18 Hazard Scores

Strong Wind
10.0
Lightning
10.0
Tornado
9.9
Hurricane
9.9
Cold Wave
9.9
Wildfire
9.8
Hail
9.8
Extreme Heat
9.5
Earthquake
7.8
Tsunami
5.4
Landslide
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.3
Ice Storm
1.3
Winter Weather
1.2
Riverine Flooding
1.0

How it compares

Apopka
7.0
Florida avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Apopka, Florida

Located near the Atlantic Coast of the southeastern United States in Orange County, Apopka is a city of 59,269 residents. The tropical climate that characterizes this part of Florida β€” marked by warm temperatures year-round and high humidity β€” directly influences the types and severity of natural hazards present, making Apopka a community where hazard awareness has real practical value.

Apopka's overall natural disaster risk is rated 7.0/10 (High) by FEMA's National Risk Index. Frequent lightning strikes from an active thunderstorm environment represent the top natural hazard risk, posing safety concerns and causing fire ignitions and power outages. Secondary hazards include wind and cold wave.

Relative to other U.S. communities, Apopka's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.7/10 state average. The hazard distribution here is led by lightning and wind, as measured by FEMA across Orange County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Apopka residents benefit from taking preparedness seriously. Reviewing insurance coverage for lightning and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Apopka: Lightning preparedness

  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.

Local Factors for Apopka

These city-level factors differentiate Apopka from other communities in Orange County and provide geographic context for its hazard exposure.

Population

59,269

Urban

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Warm Subtropical

Latitude 28.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.8/10

Coordinates

28.6558Β° N, 81.5214Β° W

Orange County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Apopka

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Apopka

Other cities in Florida

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.