🌍 ClimateRiskCheck

Natural Disaster Risk in Bagdad

Florida

6.4out of 10
High Risk

Risk Summary for Bagdad

Bagdad scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Lightning

All 18 Hazard Scores

Hurricane
9.8
Lightning
9.6
Coastal Flooding
9.6
Tornado
9.1
Extreme Heat
8.9
Wildfire
8.4
Cold Wave
7.1
Earthquake
5.7
Tsunami
5.4
Drought
5.1
Volcanic Activity
5.1
Hail
4.5
Winter Weather
4.5
Avalanche
4.5
Landslide
4.1
Strong Wind
3.8
Ice Storm
3.5
Riverine Flooding
1.0

How it compares

Bagdad
6.4
Florida avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bagdad, Florida

Bagdad, in Santa Rosa County, is a small unincorporated community situated in the Deep South. Its tropical climate brings warm temperatures year-round and high humidity, and in particular a June–November hurricane season that defines the risk landscape. These conditions collectively define the natural hazard environment that Bagdad residents and property owners must navigate.

According to FEMA's National Risk Index, Bagdad carries an overall risk score of 6.4/10, placing it in the high category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to coastal flood and lightning.

Within Florida, Bagdad's risk is, slightly above the 5.7/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Santa Rosa County identifies hurricane as the foremost hazard, followed by coastal flood and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Bagdad's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Bagdad: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Bagdad

These city-level factors differentiate Bagdad from other communities in Santa Rosa County and provide geographic context for its hazard exposure.

Population

275

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 30.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.4/10

Coordinates

30.5926Β° N, 87.0234Β° W

Santa Rosa County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Bagdad

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Bagdad

Other cities in Florida

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.