Natural Disaster Risk in Beverly Hills
Florida
Risk Summary for Beverly Hills
Beverly Hills scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Beverly Hills, Florida
Located in the Deep South in Citrus County, Beverly Hills is a city of approximately 18,879 residents. The tropical climate that characterizes this part of Florida β marked by warm temperatures year-round and high humidity β directly influences the types and severity of natural hazards present, making Beverly Hills a community where hazard awareness has real practical value.
FEMA rates Beverly Hills's composite natural disaster risk at 5.9 out of 10 β moderate risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for hurricane and lightning risk in their preparedness planning.
Relative to other U.S. communities, Beverly Hills's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.7/10 state average. The hazard distribution here is led by coastal flood and hurricane, as measured by FEMA across Citrus County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Beverly Hills's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.
What this means for Beverly Hills: Coastal Flooding preparedness
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
Local Factors for Beverly Hills
These city-level factors differentiate Beverly Hills from other communities in Citrus County and provide geographic context for its hazard exposure.
Population
18,879
SuburbanGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Warm Subtropical
Latitude 28.9Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 9.2/10
Coordinates
28.9287Β° N, 82.4909Β° W
Citrus County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Beverly Hills
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Beverly Hills
Other cities in Florida
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.