Natural Disaster Risk in Bonifay

Natural Hazard Profile: Bonifay, Florida

Bonifay is a city of approximately 13,942 residents in Holmes County, in the Deep South. The area experiences warm temperatures year-round and high humidity, with a June–November hurricane season that defines the risk landscape shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Bonifay.

According to FEMA's National Risk Index, Bonifay carries an overall risk score of 4.4/10, placing it in the moderate category. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. The area also faces notable exposure to lightning and tornado.

Bonifay's risk score, slightly below the 5.7/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Holmes County, the highest-scoring are hurricane, lightning, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Bonifay's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.