🌍 ClimateRiskCheck

Natural Disaster Risk in Brooker

Florida

4.4out of 10
Moderate Risk

Risk Summary for Brooker

Brooker scores 4.4/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Wildfire Lightning

All 18 Hazard Scores

Hurricane
9.2
Wildfire
8.3
Lightning
8.2
Extreme Heat
5.5
Tsunami
5.4
Volcanic Activity
5.1
Tornado
4.9
Coastal Flooding
4.9
Earthquake
4.5
Avalanche
4.5
Strong Wind
2.8
Drought
2.8
Cold Wave
2.3
Landslide
1.8
Hail
1.5
Winter Weather
1.4
Ice Storm
1.3
Riverine Flooding
1.0

How it compares

Brooker
4.4
Florida avg.
5.7
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Brooker, Florida

Brooker is a small community of about 1,313 in Bradford County, in the Deep South. The area experiences warm temperatures year-round and high humidity, with a June–November hurricane season that defines the risk landscape shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Brooker.

According to FEMA's National Risk Index, Brooker carries an overall risk score of 4.4/10, placing it in the moderate category. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. The area also faces notable exposure to wildfire and lightning.

Brooker's risk score, slightly below the 5.7/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Bradford County, the highest-scoring are hurricane, wildfire, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Brooker's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Brooker: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Brooker

These city-level factors differentiate Brooker from other communities in Bradford County and provide geographic context for its hazard exposure.

Population

1,313

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 29.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.3/10

Coordinates

29.8991Β° N, 82.3122Β° W

Bradford County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Brooker

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Brooker

Other cities in Florida

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.