🌍 ClimateRiskCheck

Natural Disaster Risk in Coral Springs

Florida

6.8out of 10
High Risk

Risk Summary for Coral Springs

Coral Springs scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Lightning

All 18 Hazard Scores

Hurricane
10.0
Lightning
10.0
Coastal Flooding
10.0
Extreme Heat
9.9
Wildfire
9.7
Tornado
9.7
Cold Wave
9.6
Strong Wind
8.3
Landslide
7.1
Tsunami
5.4
Volcanic Activity
5.1
Earthquake
4.8
Avalanche
4.5
Drought
4.3
Hail
4.2
Ice Storm
1.3
Winter Weather
1.2
Riverine Flooding
1.0

How it compares

Coral Springs
6.8
Florida avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Coral Springs, Florida

Coral Springs, in Broward County, is a city of 58,916 residents situated near the Atlantic Coast of the southeastern United States. Its tropical climate brings warm temperatures year-round and high humidity, and in particular a June–November hurricane season that defines the risk landscape. These conditions collectively define the natural hazard environment that Coral Springs residents and property owners must navigate.

Coral Springs's overall natural disaster risk is rated 6.8/10 (High) by FEMA's National Risk Index. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Secondary hazards include hurricane and lightning.

Within Florida, Coral Springs's risk is, slightly above the 5.7/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Broward County identifies coastal flood as the foremost hazard, followed by hurricane and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Coral Springs residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Coral Springs: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Coral Springs

These city-level factors differentiate Coral Springs from other communities in Broward County and provide geographic context for its hazard exposure.

Population

58,916

Urban

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Warm Subtropical

Latitude 26.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.7/10

Coordinates

26.2732Β° N, 80.2603Β° W

Broward County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Coral Springs

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Coral Springs

Other cities in Florida

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.