🌍 ClimateRiskCheck

Natural Disaster Risk in Debary

Florida

6.6out of 10
High Risk

Risk Summary for Debary

Debary scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Lightning Coastal Flooding

All 18 Hazard Scores

Hurricane
9.9
Lightning
9.9
Tornado
9.8
Coastal Flooding
9.8
Wildfire
9.7
Strong Wind
8.9
Extreme Heat
8.7
Earthquake
7.2
Cold Wave
6.7
Landslide
6.1
Tsunami
5.4
Volcanic Activity
5.1
Hail
4.7
Avalanche
4.5
Drought
4.1
Ice Storm
1.3
Winter Weather
1.2
Riverine Flooding
1.0

How it compares

Debary
6.6
Florida avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Debary, Florida

Debary, in Volusia County, is a city of approximately 22,884 residents situated near the Atlantic Coast of the southeastern United States. Its tropical climate brings warm temperatures year-round and high humidity, and in particular a June–November hurricane season that defines the risk landscape. These conditions collectively define the natural hazard environment that Debary residents and property owners must navigate.

According to FEMA's National Risk Index, Debary carries an overall risk score of 6.6/10, placing it in the high category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to lightning and coastal flood.

Within Florida, Debary's risk is, slightly above the 5.7/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Volusia County identifies hurricane as the foremost hazard, followed by lightning and coastal flood. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Debary's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Debary: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Debary

These city-level factors differentiate Debary from other communities in Volusia County and provide geographic context for its hazard exposure.

Population

22,884

Suburban

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Warm Subtropical

Latitude 28.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.7/10

Coordinates

28.8816Β° N, 81.3238Β° W

Volusia County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Debary

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Debary

Other cities in Florida

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.