Natural Disaster Risk in Duval County
Florida
Risk Summary for Duval County
Duval County scores 7.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Duval County, Florida
Duval County, in the United States in Florida, is characterized by its tropical climate — warm temperatures year-round and high humidity. The county faces a June–November hurricane season that defines the risk landscape, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.
Duval County's overall natural disaster risk is rated 7.2/10 (High) by FEMA's National Risk Index. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Secondary hazards include cold wave and lightning.
Within Florida, Duval County's risk is, slightly above the 5.7/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Duval County identifies coastal flood as the foremost hazard, followed by cold wave and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
Duval County's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Duval County: Coastal Flooding preparedness
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
Cities in Duval County
ZIP codes in Duval County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.