Natural Disaster Risk in Florahome
Florida
Risk Summary for Florahome
Florahome scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Florahome, Florida
Located near the Atlantic Coast of the southeastern United States in Putnam County, Florahome is a small community of about 1,479. The tropical climate that characterizes this part of Florida β marked by warm temperatures year-round and high humidity β directly influences the types and severity of natural hazards present, making Florahome a community where hazard awareness has real practical value.
FEMA rates Florahome's composite natural disaster risk at 5.7 out of 10 β moderate risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the JuneβNovember season. Residents should also account for coastal flood and wildfire risk in their preparedness planning.
Relative to other U.S. communities, Florahome's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.7/10 state average. The hazard distribution here is led by hurricane and coastal flood, as measured by FEMA across Putnam County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Florahome residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.
What this means for Florahome: Hurricane preparedness
- Know your evacuation zone and route before hurricane season begins each June.
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
Local Factors for Florahome
These city-level factors differentiate Florahome from other communities in Putnam County and provide geographic context for its hazard exposure.
Population
1,479
Small TownGeographic Zone
SE Atlantic Coast
Hurricane & coastal flood risk
Climate Band
Warm Subtropical
Latitude 29.8Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 9.2/10
Coordinates
29.7627Β° N, 81.8631Β° W
Putnam County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Florahome
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Florahome
Other cities in Florida
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.