Natural Disaster Risk in Georgetown

Natural Hazard Profile: Georgetown, Florida

Georgetown, in Putnam County, is a small community of about 981 situated near the Atlantic Coast of the southeastern United States. Its tropical climate brings warm temperatures year-round and high humidity, and in particular a June–November hurricane season that defines the risk landscape. These conditions collectively define the natural hazard environment that Georgetown residents and property owners must navigate.

According to FEMA's National Risk Index, Georgetown carries an overall risk score of 5.7/10, placing it in the moderate category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to coastal flood and wildfire.

Within Florida, Georgetown's risk is, near the 5.7/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Putnam County identifies hurricane as the foremost hazard, followed by coastal flood and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Georgetown residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.