🌍 ClimateRiskCheck

Natural Disaster Risk in Gretna

Florida

5.9out of 10
Moderate Risk

Risk Summary for Gretna

Gretna scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Lightning Tornado

All 18 Hazard Scores

Hurricane
9.4
Lightning
8.8
Tornado
8.6
Cold Wave
8.5
Wildfire
8.2
Drought
8.0
Extreme Heat
7.2
Landslide
5.5
Tsunami
5.4
Earthquake
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Strong Wind
4.1
Hail
3.6
Winter Weather
2.9
Ice Storm
1.3
Riverine Flooding
1.0

How it compares

Gretna
5.9
Florida avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Gretna, Florida

Gretna is a small community of about 1,293 in Gadsden County, in the Deep South. The area experiences warm temperatures year-round and high humidity, with a June–November hurricane season that defines the risk landscape shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Gretna.

FEMA rates Gretna's composite natural disaster risk at 5.9 out of 10 β€” moderate risk. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Residents should also account for lightning and tornado risk in their preparedness planning.

Gretna's risk score, near the 5.7/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Gadsden County, the highest-scoring are hurricane, lightning, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Gretna residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Gretna: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Gretna

These city-level factors differentiate Gretna from other communities in Gadsden County and provide geographic context for its hazard exposure.

Population

1,293

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 30.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.2/10

Coordinates

30.6117Β° N, 84.6657Β° W

Gadsden County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Gretna

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Gretna

Other cities in Florida

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.