🌍 ClimateRiskCheck

Natural Disaster Risk in Hobe Sound

Florida

6.0out of 10
High Risk

Risk Summary for Hobe Sound

Hobe Sound scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Lightning

All 18 Hazard Scores

Hurricane
9.9
Lightning
9.6
Coastal Flooding
9.6
Wildfire
9.2
Strong Wind
8.9
Tornado
7.8
Extreme Heat
7.2
Drought
6.6
Tsunami
5.4
Volcanic Activity
5.1
Hail
4.5
Avalanche
4.5
Cold Wave
4.3
Landslide
4.2
Earthquake
3.1
Ice Storm
1.3
Winter Weather
1.2
Riverine Flooding
1.0

How it compares

Hobe Sound
6.0
Florida avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hobe Sound, Florida

Located near the Atlantic Coast of the southeastern United States in Martin County, Hobe Sound is a city of approximately 20,018 residents. The tropical climate that characterizes this part of Florida β€” marked by warm temperatures year-round and high humidity β€” directly influences the types and severity of natural hazards present, making Hobe Sound a community where hazard awareness has real practical value.

FEMA rates Hobe Sound's composite natural disaster risk at 6.0 out of 10 β€” high risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. Residents should also account for coastal flood and lightning risk in their preparedness planning.

Relative to other U.S. communities, Hobe Sound's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.7/10 state average. The hazard distribution here is led by hurricane and coastal flood, as measured by FEMA across Martin County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Hobe Sound residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Hobe Sound: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Hobe Sound

These city-level factors differentiate Hobe Sound from other communities in Martin County and provide geographic context for its hazard exposure.

Population

20,018

Suburban

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Warm Subtropical

Latitude 27.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.2/10

Coordinates

27.0575Β° N, 80.1703Β° W

Martin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hobe Sound

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hobe Sound

Other cities in Florida

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.