Natural Disaster Risk in Howey In The Hills
Florida
Risk Summary for Howey In The Hills
Howey In The Hills scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Howey In The Hills, Florida
Located near the Atlantic Coast of the southeastern United States in Lake County, Howey In The Hills is a town of roughly 4,199 residents. The tropical climate that characterizes this part of Florida — marked by warm temperatures year-round and high humidity — directly influences the types and severity of natural hazards present, making Howey In The Hills a community where hazard awareness has real practical value.
FEMA rates Howey In The Hills's composite natural disaster risk at 6.7 out of 10 — high risk. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. Residents should also account for lightning and tornado risk in their preparedness planning.
Relative to other U.S. communities, Howey In The Hills's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.7/10 state average. The hazard distribution here is led by wind and lightning, as measured by FEMA across Lake County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Howey In The Hills's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Howey In The Hills: Strong Wind preparedness
- Secure or store outdoor furniture and loose objects that can become projectiles.
- Confirm your policy covers wind damage and keep an inventory of property for claims.
- Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
Local Factors for Howey In The Hills
These city-level factors differentiate Howey In The Hills from other communities in Lake County and provide geographic context for its hazard exposure.
Population
4,199
Small TownGeographic Zone
SE Atlantic Coast
Hurricane & coastal flood risk
Climate Band
Warm Subtropical
Latitude 28.7°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 9.6/10
Coordinates
28.6964° N, 81.8024° W
Lake County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Howey In The Hills
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Howey In The Hills
Other cities in Florida
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.