Natural Disaster Risk in Lake Butler
Florida
Risk Summary for Lake Butler
Lake Butler scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Lake Butler, Florida
Lake Butler is a city of approximately 12,581 residents in Union County, in the Deep South. The area experiences warm temperatures year-round and high humidity, with a June–November hurricane season that defines the risk landscape shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Lake Butler.
FEMA rates Lake Butler's composite natural disaster risk at 3.9 out of 10 — low risk. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Residents should also account for wildfire and lightning risk in their preparedness planning.
Lake Butler's risk score, considerably below the 5.7/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Union County, the highest-scoring are hurricane, wildfire, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.
Lake Butler carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk — hurricane — warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.
What this means for Lake Butler: Hurricane preparedness
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
- Know your evacuation zone and route before hurricane season begins each June.
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
Local Factors for Lake Butler
These city-level factors differentiate Lake Butler from other communities in Union County and provide geographic context for its hazard exposure.
Population
12,581
SuburbanGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Warm Subtropical
Latitude 30.0°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 7.7/10
Coordinates
30.0281° N, 82.3914° W
Union County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Lake Butler
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Lake Butler
Other cities in Florida
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.