🌍 ClimateRiskCheck

Natural Disaster Risk in Lake Worth

Florida

7.2out of 10
High Risk

Risk Summary for Lake Worth

Lake Worth scores 7.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Lightning Coastal Flooding

All 18 Hazard Scores

Hurricane
10.0
Lightning
10.0
Coastal Flooding
9.9
Extreme Heat
9.8
Wildfire
9.6
Tornado
9.5
Drought
9.5
Strong Wind
9.4
Cold Wave
9.3
Landslide
8.0
Tsunami
5.4
Earthquake
5.2
Hail
5.1
Volcanic Activity
5.1
Avalanche
4.5
Ice Storm
1.3
Winter Weather
1.2
Riverine Flooding
1.0

How it compares

Lake Worth
7.2
Florida avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lake Worth, Florida

Lake Worth, in Palm Beach County, is a city of 65,478 residents situated near the Atlantic Coast of the southeastern United States. Its tropical climate brings warm temperatures year-round and high humidity, and in particular a June–November hurricane season that defines the risk landscape. These conditions collectively define the natural hazard environment that Lake Worth residents and property owners must navigate.

According to FEMA's National Risk Index, Lake Worth carries an overall risk score of 7.2/10, placing it in the high category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to lightning and coastal flood.

Within Florida, Lake Worth's risk is, slightly above the 5.7/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Palm Beach County identifies hurricane as the foremost hazard, followed by lightning and coastal flood. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Lake Worth residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Lake Worth: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Lake Worth

These city-level factors differentiate Lake Worth from other communities in Palm Beach County and provide geographic context for its hazard exposure.

Population

65,478

Urban

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Warm Subtropical

Latitude 26.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.6/10

Coordinates

26.5951Β° N, 80.1297Β° W

Palm Beach County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lake Worth

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lake Worth

Other cities in Florida

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.