🌍 ClimateRiskCheck

Natural Disaster Risk in Lawtey

Florida

4.4out of 10
Moderate Risk

Risk Summary for Lawtey

Lawtey scores 4.4/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Wildfire Lightning

All 18 Hazard Scores

Hurricane
9.2
Wildfire
8.3
Lightning
8.2
Extreme Heat
5.5
Tsunami
5.4
Volcanic Activity
5.1
Tornado
4.9
Coastal Flooding
4.9
Earthquake
4.5
Avalanche
4.5
Strong Wind
2.8
Drought
2.8
Cold Wave
2.3
Landslide
1.8
Hail
1.5
Winter Weather
1.4
Ice Storm
1.3
Riverine Flooding
1.0

How it compares

Lawtey
4.4
Florida avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lawtey, Florida

Lawtey is a town of roughly 4,655 residents in Bradford County, in the Deep South. The area experiences warm temperatures year-round and high humidity, with a June–November hurricane season that defines the risk landscape shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Lawtey.

FEMA rates Lawtey's composite natural disaster risk at 4.4 out of 10 β€” moderate risk. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Residents should also account for wildfire and lightning risk in their preparedness planning.

Lawtey's risk score, slightly below the 5.7/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Bradford County, the highest-scoring are hurricane, wildfire, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Lawtey's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Lawtey: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Lawtey

These city-level factors differentiate Lawtey from other communities in Bradford County and provide geographic context for its hazard exposure.

Population

4,655

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 30.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.3/10

Coordinates

30.0799Β° N, 82.1074Β° W

Bradford County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lawtey

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lawtey

Other cities in Florida

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.