Natural Disaster Risk in Malone

Natural Hazard Profile: Malone, Florida

Located in the Deep South in Jackson County, Malone is a small community of about 2,450. The tropical climate that characterizes this part of Florida — marked by warm temperatures year-round and high humidity — directly influences the types and severity of natural hazards present, making Malone a community where hazard awareness has real practical value.

Malone's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include lightning and drought.

Relative to other U.S. communities, Malone's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.7/10 state average. The hazard distribution here is led by hurricane and lightning, as measured by FEMA across Jackson County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Malone's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.