🌍 ClimateRiskCheck

Natural Disaster Risk in Ochopee

Florida

6.6out of 10
High Risk

Risk Summary for Ochopee

Ochopee scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Cold Wave

All 18 Hazard Scores

Hurricane
10.0
Lightning
9.9
Coastal Flooding
9.9
Cold Wave
9.9
Wildfire
9.7
Extreme Heat
9.5
Tornado
7.9
Landslide
7.3
Drought
6.9
Strong Wind
5.8
Tsunami
5.4
Volcanic Activity
5.1
Earthquake
4.6
Avalanche
4.5
Hail
3.0
Ice Storm
1.3
Winter Weather
1.2
Riverine Flooding
1.0

How it compares

Ochopee
6.6
Florida avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ochopee, Florida

Ochopee, in Collier County, is a small unincorporated community situated near the Atlantic Coast of the southeastern United States. Its tropical climate brings warm temperatures year-round and high humidity, and in particular a June–November hurricane season that defines the risk landscape. These conditions collectively define the natural hazard environment that Ochopee residents and property owners must navigate.

According to FEMA's National Risk Index, Ochopee carries an overall risk score of 6.6/10, placing it in the high category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to coastal flood and cold wave.

Within Florida, Ochopee's risk is, slightly above the 5.7/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Collier County identifies hurricane as the foremost hazard, followed by coastal flood and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Ochopee's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Ochopee: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Ochopee

These city-level factors differentiate Ochopee from other communities in Collier County and provide geographic context for its hazard exposure.

Population

169

Rural

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Tropical / Subtropical

Latitude 25.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.7/10

Coordinates

25.9177Β° N, 81.0771Β° W

Collier County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ochopee

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ochopee

Other cities in Florida

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.