🌍 ClimateRiskCheck

Natural Disaster Risk in Osteen

Florida

6.6out of 10
High Risk

Risk Summary for Osteen

Osteen scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Lightning Coastal Flooding

All 18 Hazard Scores

Hurricane
9.9
Lightning
9.9
Tornado
9.8
Coastal Flooding
9.8
Wildfire
9.7
Strong Wind
8.9
Extreme Heat
8.7
Earthquake
7.2
Cold Wave
6.7
Landslide
6.1
Tsunami
5.4
Volcanic Activity
5.1
Hail
4.7
Avalanche
4.5
Drought
4.1
Ice Storm
1.3
Winter Weather
1.2
Riverine Flooding
1.0

How it compares

Osteen
6.6
Florida avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Osteen, Florida

Located near the Atlantic Coast of the southeastern United States in Volusia County, Osteen is a town of roughly 2,789 residents. The tropical climate that characterizes this part of Florida β€” marked by warm temperatures year-round and high humidity β€” directly influences the types and severity of natural hazards present, making Osteen a community where hazard awareness has real practical value.

Osteen's overall natural disaster risk is rated 6.6/10 (High) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include lightning and coastal flood.

Relative to other U.S. communities, Osteen's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.7/10 state average. The hazard distribution here is led by hurricane and lightning, as measured by FEMA across Volusia County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Osteen residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Osteen: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Osteen

These city-level factors differentiate Osteen from other communities in Volusia County and provide geographic context for its hazard exposure.

Population

2,789

Small Town

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Warm Subtropical

Latitude 28.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.7/10

Coordinates

28.8388Β° N, 81.0724Β° W

Volusia County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Osteen

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Osteen

Other cities in Florida

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.