Natural Disaster Risk in Palm Coast

Natural Hazard Profile: Palm Coast, Florida

Located near the Atlantic Coast of the southeastern United States in Flagler County, Palm Coast is a city of 56,658 residents. The tropical climate that characterizes this part of Florida — marked by warm temperatures year-round and high humidity — directly influences the types and severity of natural hazards present, making Palm Coast a community where hazard awareness has real practical value.

FEMA rates Palm Coast's composite natural disaster risk at 5.3 out of 10 — moderate risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. Residents should also account for coastal flood and wildfire risk in their preparedness planning.

Relative to other U.S. communities, Palm Coast's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 5.7/10 state average. The hazard distribution here is led by hurricane and coastal flood, as measured by FEMA across Flagler County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Palm Coast residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.