🌍 ClimateRiskCheck

Natural Disaster Risk in Perry

Florida

5.1out of 10
Moderate Risk

Risk Summary for Perry

Perry scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Wildfire

All 18 Hazard Scores

Coastal Flooding
9.7
Hurricane
9.5
Wildfire
8.4
Lightning
7.8
Cold Wave
6.3
Extreme Heat
5.9
Tsunami
5.4
Volcanic Activity
5.1
Strong Wind
4.6
Earthquake
4.5
Tornado
4.5
Avalanche
4.5
Drought
2.6
Landslide
2.4
Winter Weather
2.3
Hail
1.4
Ice Storm
1.3
Riverine Flooding
1.0

How it compares

Perry
5.1
Florida avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Perry, Florida

Perry, in Taylor County, is a city of approximately 12,201 residents situated in the Deep South. Its tropical climate brings warm temperatures year-round and high humidity, and in particular a June–November hurricane season that defines the risk landscape. These conditions collectively define the natural hazard environment that Perry residents and property owners must navigate.

According to FEMA's National Risk Index, Perry carries an overall risk score of 5.1/10, placing it in the moderate category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to hurricane and wildfire.

Within Florida, Perry's risk is, slightly below the 5.7/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Taylor County identifies coastal flood as the foremost hazard, followed by hurricane and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Perry's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.

What this means for Perry: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Perry

These city-level factors differentiate Perry from other communities in Taylor County and provide geographic context for its hazard exposure.

Population

12,201

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 29.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.4/10

Coordinates

29.9481Β° N, 83.5676Β° W

Taylor County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Perry

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Perry

Other cities in Florida

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.