🌍 ClimateRiskCheck

Natural Disaster Risk in Raiford

Florida

3.9out of 10
Low Risk

Risk Summary for Raiford

Raiford scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Wildfire Lightning

All 18 Hazard Scores

Hurricane
8.8
Wildfire
7.7
Lightning
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Extreme Heat
4.5
Avalanche
4.5
Tornado
3.7
Earthquake
3.6
Drought
2.9
Cold Wave
2.3
Strong Wind
2.1
Landslide
1.5
Hail
1.4
Winter Weather
1.4
Ice Storm
1.3
Riverine Flooding
1.0

How it compares

Raiford
3.9
Florida avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Raiford, Florida

Located in the Deep South in Union County, Raiford is a town of roughly 2,561 residents. The tropical climate that characterizes this part of Florida β€” marked by warm temperatures year-round and high humidity β€” directly influences the types and severity of natural hazards present, making Raiford a community where hazard awareness has real practical value.

FEMA rates Raiford's composite natural disaster risk at 3.9 out of 10 β€” low risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. Residents should also account for wildfire and lightning risk in their preparedness planning.

Relative to other U.S. communities, Raiford's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.7/10 state average. The hazard distribution here is led by hurricane and wildfire, as measured by FEMA across Union County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Despite its lower-than-average risk classification, Raiford is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers hurricane β€” remains prudent for all residents.

What this means for Raiford: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Raiford

These city-level factors differentiate Raiford from other communities in Union County and provide geographic context for its hazard exposure.

Population

2,561

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 30.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.7/10

Coordinates

30.0907Β° N, 82.2322Β° W

Union County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Raiford

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Raiford

Other cities in Florida

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.