Natural Disaster Risk in Raiford
Florida
Risk Summary for Raiford
Raiford scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Below-average risk β standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Raiford, Florida
Located in the Deep South in Union County, Raiford is a town of roughly 2,561 residents. The tropical climate that characterizes this part of Florida β marked by warm temperatures year-round and high humidity β directly influences the types and severity of natural hazards present, making Raiford a community where hazard awareness has real practical value.
FEMA rates Raiford's composite natural disaster risk at 3.9 out of 10 β low risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the JuneβNovember season. Residents should also account for wildfire and lightning risk in their preparedness planning.
Relative to other U.S. communities, Raiford's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.7/10 state average. The hazard distribution here is led by hurricane and wildfire, as measured by FEMA across Union County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Despite its lower-than-average risk classification, Raiford is not immune to natural hazards. Basic preparedness β an emergency kit, awareness of seasonal risks, and property insurance that covers hurricane β remains prudent for all residents.
What this means for Raiford: Hurricane preparedness
- Know your evacuation zone and route before hurricane season begins each June.
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
Local Factors for Raiford
These city-level factors differentiate Raiford from other communities in Union County and provide geographic context for its hazard exposure.
Population
2,561
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Warm Subtropical
Latitude 30.1Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 7.7/10
Coordinates
30.0907Β° N, 82.2322Β° W
Union County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Raiford
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Raiford
Other cities in Florida
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.