🌍 ClimateRiskCheck

Natural Disaster Risk in Satsuma

Florida

5.7out of 10
Moderate Risk

Risk Summary for Satsuma

Satsuma scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Wildfire

All 18 Hazard Scores

Hurricane
9.6
Coastal Flooding
9.4
Wildfire
9.2
Lightning
8.5
Tornado
8.1
Strong Wind
7.1
Extreme Heat
7.1
Earthquake
5.5
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Drought
4.4
Landslide
3.7
Cold Wave
3.7
Hail
2.5
Ice Storm
1.3
Winter Weather
1.2
Riverine Flooding
1.0

How it compares

Satsuma
5.7
Florida avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Satsuma, Florida

Located near the Atlantic Coast of the southeastern United States in Putnam County, Satsuma is a town of roughly 5,593 residents. The tropical climate that characterizes this part of Florida β€” marked by warm temperatures year-round and high humidity β€” directly influences the types and severity of natural hazards present, making Satsuma a community where hazard awareness has real practical value.

Satsuma's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include coastal flood and wildfire.

Relative to other U.S. communities, Satsuma's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.7/10 state average. The hazard distribution here is led by hurricane and coastal flood, as measured by FEMA across Putnam County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Satsuma's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Satsuma: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Satsuma

These city-level factors differentiate Satsuma from other communities in Putnam County and provide geographic context for its hazard exposure.

Population

5,593

Small Town

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Warm Subtropical

Latitude 29.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.2/10

Coordinates

29.5499Β° N, 81.6482Β° W

Putnam County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Satsuma

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Satsuma

Other cities in Florida

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.