🌍 ClimateRiskCheck

Natural Disaster Risk in Wellborn

Florida

5.0out of 10
Moderate Risk

Risk Summary for Wellborn

Wellborn scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Lightning Wildfire

All 18 Hazard Scores

Hurricane
9.6
Lightning
8.5
Wildfire
8.4
Cold Wave
6.6
Extreme Heat
6.4
Tornado
5.8
Tsunami
5.4
Earthquake
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.3
Strong Wind
3.1
Landslide
2.7
Winter Weather
2.1
Hail
1.7
Ice Storm
1.3
Riverine Flooding
1.0

How it compares

Wellborn
5.0
Florida avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Wellborn, Florida

Located in the Deep South in Suwannee County, Wellborn is a town of roughly 3,464 residents. The tropical climate that characterizes this part of Florida β€” marked by warm temperatures year-round and high humidity β€” directly influences the types and severity of natural hazards present, making Wellborn a community where hazard awareness has real practical value.

FEMA rates Wellborn's composite natural disaster risk at 5.0 out of 10 β€” moderate risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. Residents should also account for lightning and wildfire risk in their preparedness planning.

Relative to other U.S. communities, Wellborn's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.7/10 state average. The hazard distribution here is led by hurricane and lightning, as measured by FEMA across Suwannee County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Wellborn residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Wellborn: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Wellborn

These city-level factors differentiate Wellborn from other communities in Suwannee County and provide geographic context for its hazard exposure.

Population

3,464

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 30.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.4/10

Coordinates

30.1980Β° N, 82.8277Β° W

Suwannee County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Wellborn

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Wellborn

Other cities in Florida

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.