🌍 ClimateRiskCheck

Natural Disaster Risk in Duluth

Georgia

7.8out of 10
High Risk

Risk Summary for Duluth

Duluth scores 7.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Hail Tornado

All 18 Hazard Scores

Lightning
9.9
Tornado
9.8
Hail
9.8
Ice Storm
9.6
Earthquake
9.4
Strong Wind
9.4
Extreme Heat
9.4
Cold Wave
9.4
Landslide
8.2
Hurricane
8.1
Winter Weather
7.5
Drought
6.1
Tsunami
5.4
Wildfire
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Duluth
7.8
Georgia avg.
5.2
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Duluth, Georgia

Duluth, in Gwinnett County, is a city of 71,732 residents situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and relatively mild winters, and in particular an active tornado and severe thunderstorm season in spring. These conditions collectively define the natural hazard environment that Duluth residents and property owners must navigate.

According to FEMA's National Risk Index, Duluth carries an overall risk score of 7.8/10, placing it in the high category. Lightning from frequent convective storms is the leading natural hazard, with above-average strike density creating risks for outdoor activities, trees, and sensitive infrastructure. The area also faces notable exposure to hail and tornado.

Within Georgia, Duluth's risk is, considerably above the 5.2/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Gwinnett County identifies lightning as the foremost hazard, followed by hail and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Duluth's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Duluth: Lightning preparedness

  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.

Local Factors for Duluth

These city-level factors differentiate Duluth from other communities in Gwinnett County and provide geographic context for its hazard exposure.

Population

71,732

Urban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.3/10

Coordinates

33.9769Β° N, 84.1479Β° W

Gwinnett County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Duluth

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Duluth

Other cities in Georgia

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.