🌍 ClimateRiskCheck

Natural Disaster Risk in Hagatna

GU

2.2out of 10
Low Risk

Risk Summary for Hagatna

Hagatna scores 2.2/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Volcanic Activity Coastal Flooding

All 18 Hazard Scores

Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
2.4
Drought
1.7
Ice Storm
1.3
Strong Wind
1.2
Extreme Heat
1.2
Winter Weather
1.2
Cold Wave
1.2
Wildfire
1.1
Earthquake
1.1
Tornado
1.1
Hail
1.1
Lightning
1.1
Landslide
1.1
Riverine Flooding
1.0

How it compares

Hagatna
2.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hagatna, GU

Hagatna, in Guam County, is a small unincorporated community situated near the Atlantic Coast of the southeastern United States. Its temperate continental climate brings a temperate continental climate with four seasons, and in particular seasonal severe weather. These conditions collectively define the natural hazard environment that Hagatna residents and property owners must navigate.

According to FEMA's National Risk Index, Hagatna carries an overall risk score of 2.2/10, placing it in the low category. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. The area also faces notable exposure to volcano and coastal flood.

Within GU, Hagatna's risk is. Nationally, it ranks well below the U.S. national average of 4.5/10. FEMA's analysis of Guam County identifies tsunami as the foremost hazard, followed by volcano and coastal flood. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Despite its lower-than-average risk classification, Hagatna is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers tsunami β€” remains prudent for all residents.

What this means for Hagatna: Tsunami preparedness

  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.

Local Factors for Hagatna

These city-level factors differentiate Hagatna from other communities in Guam County and provide geographic context for its hazard exposure.

Population

N/A

Rural

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Tropical / Subtropical

Latitude 13.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.1/10

Coordinates

13.4547Β° N, 144.7513Β° W

Guam County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hagatna

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hagatna

Other cities in GU

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.