Natural Disaster Risk in Hana

Natural Hazard Profile: Hana, Hawaii

Located in the Hawaiian archipelago in the central Pacific in Maui County, Hana is a small community of about 1,023. The tropical climate that characterizes this part of Hawaii — marked by warm temperatures moderated by trade winds and high volcanic terrain — directly influences the types and severity of natural hazards present, making Hana a community where hazard awareness has real practical value.

FEMA rates Hana's composite natural disaster risk at 5.3 out of 10 — moderate risk. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. Residents should also account for volcano and earthquake risk in their preparedness planning.

Relative to other U.S. communities, Hana's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.0/10 state average. The hazard distribution here is led by tsunami and volcano, as measured by FEMA across Maui County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Hana's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tsunami exposure is adequately protected is a worthwhile step for property owners.