🌍 ClimateRiskCheck

Natural Disaster Risk in Honokaa

Hawaii

5.6out of 10
Moderate Risk

Risk Summary for Honokaa

Honokaa scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Volcanic Activity Earthquake

All 18 Hazard Scores

Tsunami
10.0
Volcanic Activity
10.0
Earthquake
9.9
Wildfire
9.8
Lightning
9.8
Coastal Flooding
9.3
Landslide
8.6
Hurricane
7.9
Avalanche
4.5
Drought
3.7
Ice Storm
2.3
Tornado
1.9
Hail
1.6
Strong Wind
1.5
Cold Wave
1.5
Winter Weather
1.4
Extreme Heat
1.2
Riverine Flooding
1.0

How it compares

Honokaa
5.6
Hawaii avg.
5.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Honokaa, Hawaii

Honokaa, in Hawaii County, is a town of roughly 4,577 residents situated in the Hawaiian archipelago in the central Pacific. Its tropical climate brings warm temperatures moderated by trade winds and high volcanic terrain, and in particular elevated rainfall from November through March. These conditions collectively define the natural hazard environment that Honokaa residents and property owners must navigate.

According to FEMA's National Risk Index, Honokaa carries an overall risk score of 5.6/10, placing it in the moderate category. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. The area also faces notable exposure to volcano and earthquake.

Within Hawaii, Honokaa's risk is, slightly above the 5.0/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Hawaii County identifies tsunami as the foremost hazard, followed by volcano and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Honokaa residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tsunami is recommended.

What this means for Honokaa: Tsunami preparedness

  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.

Local Factors for Honokaa

These city-level factors differentiate Honokaa from other communities in Hawaii County and provide geographic context for its hazard exposure.

Population

4,577

Small Town

Geographic Zone

Island / Pacific

High coastal + tsunami exposure

Climate Band

Tropical (Hawaii)

Latitude 20.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.8/10

Coordinates

20.0080Β° N, 155.5484Β° W

Hawaii County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Honokaa

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Honokaa

Other cities in Hawaii

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.